Conclusion
As I conclude, let me reiterate that the current chasm between Main Street and Wall Street must be closed. There need to be clear, enforceable rules of the road wherever possible. As Congress returns its attention to financial reform, I urge it to do so with investors and the American public foremost in mind. It is my hope that we can shift the dialogue from the discussion of how best to preserve "too big to fail" financial institutions to what is best for investors and to our long-term economic growth. Political leaders, market participants, regulators, and other interested parties have to remember that financial services exist to serve investors - and in turn, our economy. To that end, it's important that the focus on "too big to fail" doesn't ignore ordinary Americans by thinking of them as "too small to matter." Thank you.

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